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Testimonials
Gail Noonan
A very good experience, when face it--who wants to shop for insurance? Patrick was informative, to the point, and was honest about another rate that he couldn't match. He gave me a great rate on homeowners insurance, which I grabbed. I will go to him first for any other insurance needs I might have. He has my full confidence.
Melissa McHenry
Patrick was so friendly and down to earth. He explained everything about my policy and add ons that would be in my best interest and add ons that really did not apply to me. He was thourugh and addressed all my questions and concerns. Would highly recommend to anyone in need of any kind of insurance
Victor Bright
Patrick is very knowledgeable on his products and really cares and is working in the customers best interest. He has my trust as an agent. .
FAQs
Your Top Questions About Medicare, Answered Simply
What exactly does Medicare cover?
Medicare typically covers hospital care, medical services, and prescription drugs.
When should I start the enrollment process for Medicare?
It's recommended to start the process three months before you turn 65 to ensure there is no gap in your healthcare coverage once you're eligible.
Do I automatically get enrolled in Medicare when I turn 65
Not always. If you are already receiving Social Security benefits, you will be automatically enrolled in Medicare Part A and B. Otherwise, you will need to apply manually.
What if Im still working and have insurance through my employer
If you have insurance through your employer when you turn 65, you may delay Part B enrollment without penalty, as long as you are covered under a group health plan based on current employment.
What are Medicare Supplement Plans
Medicare Supplement Plans, or Medigap, cover costs not included in original Medicare, like copayments, coinsurance, and deductibles
Can I change my Medicare plan once Ive made a choice
Yes, you can change your Medicare plan during the annual enrollment period from October 15 to December 7 each year, during which you can switch, add, or drop parts of your Medicare coverage.